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Bank of Baroda

India's International Bank

📢 Bank of Baroda - India's Best Bank for Digital Banking 📢 Special FD Scheme - Earn up to 7.25% p.a. 📢 Download bob World App for seamless banking 📢 Zero Balance Account - Visit nearest branch!
Digital Banking

bob World

Experience next-gen banking with bob World app. Transfer, pay bills, invest & more!

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Home Loan

Dream Home

Attractive interest rates starting at 8.40% p.a. Quick approval, minimal documentation.

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Fixed Deposit

Secure Future

Earn up to 7.25% p.a. Senior citizens get additional 0.50% interest.

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Credit Cards

Rewards

Get exclusive rewards, cashback & lifestyle benefits. Zero joining fee!

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Products & Services

Banking solutions for all your needs

🏦
Savings Account
Baroda Advantage
3.00% p.a.

Enjoy unlimited transactions, free debit card & more with our premium savings account.

  • Zero Balance Option
  • Free Debit Card
  • Mobile Banking
💎
Fixed Deposit
Tax Savings FD
7.25% p.a.

Save tax under 80C while earning attractive interest on your fixed deposits.

  • Tax Benefits u/s 80C
  • Senior Citizen Benefits
  • Auto Renewal
🏠
Home Loan
Baroda Home Loan
8.40% p.a.

Make your dream home a reality with our affordable home loan solutions.

  • Low Interest Rate
  • Up to 30 Years
  • Quick Processing
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Credit Card
Premier Card
Lifetime Free*

Experience premium benefits with unlimited lounge access and reward points.

  • Airport Lounge
  • 2X Reward Points
  • Fuel Surcharge Waiver

Interest Rates

Competitive rates for you

Tenure General Senior
7-45 days 3.00% 3.50%
46-90 days 4.50% 5.00%
91-180 days 5.50% 6.00%
181-365 days 6.50% 7.00%
1-2 years 7.00% 7.50%
2-3 years 7.10% 7.60%

EMI Calculator

Plan your loan repayments

Loan Amount ₹25,00,000
₹1L ₹1Cr
Interest Rate (p.a.) 8.5%
5% 20%
Loan Tenure 20 Years
1 Year 30 Years

Monthly EMI

₹21,700

Principal ₹25,00,000
Total Interest ₹27,08,000

Digital Banking

bob World Mobile Banking

Experience seamless banking with our award-winning mobile app. Transfer money, pay bills, invest & more!

Instant Transfer

UPI & IMPS 24x7

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Secure Banking

Multi-layer security

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Track Expenses

Smart analytics

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Rewards

Cashback & offers

Download on the App Store
Get it on Google Play
10M+ Downloads
4.5★ Rating
24/7 Support

News & Updates

Stay informed

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Dec 15, 2024 Award

Bank of Baroda wins Best Digital Banking Award 2024

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Dec 12, 2024 Scheme

Special FD Scheme with 7.25% interest launched

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Dec 10, 2024 CSR

Bank plants 1 Million trees under Go Green initiative

Important Notices

Last date to link PAN with Aadhaar is 31st March 2025

Update your KYC to continue seamless banking services

Beware of fraudulent calls asking for OTP or PIN

New RTGS/NEFT timings: 24x7 availability

9000+ Branches
13000+ ATMs
100M+ Customers
22 Countries